Don't Go Without Money
& Medical Benefits

It's a fact - there are so many federal and state laws, local ordinances and even private contractual provisions providing disability and medical benefits – it is almost impossible to know about all of them. Therefore, you may be missing out on significant money and medical benefits just because you haven’t stumbled upon the information that would alert you to them. We solve that problem!

If you have a disability of any kind, whatsoever, please browse every crack and cranny of this website. We promise that you will discover some "hidden" benefit(s) that might provide significant money, medical benefits or savings for you.

Keep in Mind – federal law applies to you regardless of your state of residence. Therefore, all benefits described in this web site under federal law may be available to you anywhere throughout the U.S. There are also disability benefits contained in certain life insurance policies and credit card insurances which depend on the specific language of the particular policy.

The above rule does not apply to state benefits as they are all different and you must determine what your state law provides. New Jersey state law is discussed throughout this web site as a model of the types of benefits that may be available in your state. At least you can gain sufficient information, here, to ask your state agencies the right questions.

In order to gain the maximum benefit from this site we suggest that you browse every single page and link to supplemental pages of information. As you browse create a checklist of benefits that you may possibly be eligible to receive. Make a notation (or save the link) as to the source of that benefit along with contact information (where supplied). As you search the entire web site you may happen upon a benefit to which a friend or relative may apply. On a separate piece of paper record that benefit, a short description, contact information and the name of your friend or relative to which it may apply. When you are finished please make a note of any federal or NJ state benefit that you know about but which does not appear anywhere on this web site. Then click NEED YOUR IDEAS PLEASE! AND SEND US THAT INFORMATION. We don’t want to omit a single benefit and we invite you to help us to help others along the way. Thank you!


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Everyone with Medicare, regardless of income, health status, or prescription drugs used, can get prescription drug coverage. For information Click Here

SBA has loans for vets - up to $500,000.00 to start or expand a business. Approval can be obtained in a day or two. Click Here

State Health Insurance Assistance Program (SHIP) has a counselor in every State available to provide free one-on-one help with your Medicare questions or problems. For contact information Click Here

They include physical exam, cardiovascular screening, cancer, shots, bone mass measurements, diabetes, glaucoma, medical nutrition therapy and other health information; and, a one-time preventive physical exam within the first six months that you have Part B. Since timing is critical -Click Hereto get the info.

Medicare has a Beneficiary Ombudsman to help you review your Medicare issues and help to resolve them. The ombudsman works with SHIP and Quality Improvement Organizations to resolve your issues promptly. For more info Click Here

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